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Baby Blog Month in Review: August 2008

Isn’t it crazy the way babies grow so quickly? It seems that you just get used to one stage and boom they are already into another. Tonight, were busy getting the household all set for my eldest child’s first day of second grade. My two younger ones are excited and want to start school, too. It will be a busy month. Don’t worry about the missing last week of blogs. I’ve gotten quite a few questions about where I have been. The Baby Blog tends to go on hiatus the last week of the month. That may change in the … Continue reading →

Baby Blog Week in Review: July 28th Through August 3rd

Safety and summer fun have been two themes occurring in the Baby Blog for last week. From tougher toy standards and new information about you baby and second-hand smoke, to fun in the baby pool and enjoyment through volunteering, you’ll find a variety of information and opinion. Some of it might even be controversial. Add your comment! Here, now, is the week in review. July 28th Baby Blog Week in Review: July 21st Through July 27th What types of activities do you like to do with your baby? Is it playing on the floor, reading or taking walks? How about … Continue reading →

Insurance Blog Week In Review March 13-19, 2007

Insurance Term Of The Week: Underwriter I sure have been finding the Parental Liability Blogs very interesting to write. It seems that we are responsible for a wide range of things our children might do as we raise them. This series has sure made me rethink some of the things I expect from the system. Parenting is a real risk financially and some of the ways we are responsible are interesting. Wednesday, March 14, 2007. Four More Parental Liable Issues Negligent Supervision is a legal theory where a minor child’s parents are held liable for their child’s negligent acts when … Continue reading →

FInancial Lessons I Learned from Selling a Car

Want me to tell you what I recently learned from selling a car? Actually it was two vehicles, In the past two weeks. One was an SUV and the other a pick up truck. It was an interesting experience. Our normal modus operandi is to purchase a car and then maintain it until it basically turns into dust, so selling cars is pretty new to both my husband and myself. So why did we do it and what did I learn in the process? Be Prepared to Seize an Opportunity There is something called an opportunity cost that can work … Continue reading →

5 Tips for a Fitter Thanksgiving

Hosting the Thanksgiving meal this week, I have a lot to do. And I will be honest…exercising is not one of the first things on my mind. In fact, if I could have my way, it would be skipped this entire week. At least that’s what the “old” me would have done. I would have gone into this week thinking, “I already know that I will be eating more than I usually do come Thursday, so why bother to workout?” The thinking is that I will just start again on Monday. But like I said, that is what the old … Continue reading →

State Farm Has Tips to Avoid Bedbugs

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When you take your family on vacation, you want to have fun, relax, and come home with photos of your trip. No one wants to think about the potential of coming home from the hotel with bedbugs infesting your clothing and luggage. State Farm has some tips on how to avoid this problem. You have probably heard the old saying “Sleep tight, don’t let the bedbugs bite!” Unfortunately, bedbugs are not something that disappeared along with the popularity of this particular saying. They are still out there, and could be infesting the hotel or motel that your family stays in … Continue reading →

The Problems With Credit Card Insurance

Your credit card company has probably offered to sell you some form of “payment protection” insurance. It may sound like a helpful thing to you to have. In reality, these types of insurance plans rarely provide much help to consumers. Instead, they generate income for the bank or credit card company. Credit card companies, and banks that offer credit cards, will frequently try to sell customers some sort of what amounts to a type of credit card insurance. It might be called “payment protection”, or worded in a way that implies that your credit card bill will be taken care … Continue reading →

Monetary Appreciation

In college, my roommate and I would rarely eat at sit-down restaurants (even the cheaper ones) because we didn’t want to spend extra to tip the server. I didn’t wait tables during college, but if I did I would certainly hope that patrons would be generous (or, at the very least, fair) when it came time to dole out a tip. But what is “fair” these days? Unless the service truly stinks, I don’t tip less than 15-20 percent at restaurants. Is that fair? And who deserves a tip anyway? Should I be tipping the woman who washes my hair, … Continue reading →

Can You Afford to Save?

Financial experts, from Suze Orman to Maria Bartiromo often suggest putting away a set amount of cash each month to cover emergencies. The advice looks great on paper, but when you’re pinching pennies saving money can be next to impossible. After all, how can you save what you don’t have? According to experts, in cases where your budget is stretched to the limit, you should still put aside a few dollars per month. Even if you are only able to sock away $250 to $500 in a year’s time that money can help offset unexpected expenses, such as vehicle repairs … Continue reading →

Budgeting for Brand New

The lure of luxuriating in a brand-new home, vehicle or outfit is extremely enticing for many people. However, being able to pay for all that glittery, brand-new goodness can be a challenge, especially if you struggle with saving and budgeting. Financial experts recommend carefully evaluating your income, spending habits and credit prior to purchasing new. For example, if you are eyeing a new vehicle, it’s a good idea to save at least 20 percent for a down payment rather than borrowing the total amount due. If you don’t have the cash, then look at raising some by trading in an … Continue reading →